Privacy Policy

Last Updated: 15 June 2026

1. Introduction

Lone Shark ("we," "us," or "our") is committed to protecting your privacy. We are located in New South Wales, Australia. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website https://bnpldebttracking.carrd.co/ and subscribe to our email newsletter.

By subscribing to our email list, you consent to the practices described in this policy.

2. Information We Collect

We only collect personal information that is necessary for our legitimate business interests, specifically to manage our email subscription service. The information we collect includes:

  • Full Name: To address you personally in our communications.

  • Email Address: To deliver our newsletter and subscription-related messages.

We do not currently collect sensitive financial data, payment details, or other personal information through the subscription form.

3. How We Collect Information

We collect this information directly from you when you voluntarily enter it into the subscription form on our website.

4. How We Use Your Information

We use the collected information solely for the following purposes:

  • Sending you our periodic newsletters, updates, and relevant industry news.

  • Managing your subscription preferences (e.g., allowing you to unsubscribe).

  • Analyzing open rates and engagement to improve our content quality.

We will not sell, rent, or trade your email address or name to third parties for marketing purposes.

5. Disclosure of Information

We do not share your personal information with third parties unless:

  • Service Providers: We use trusted third-party email marketing services (e.g., Mailchimp, SendGrid) to store and send emails. These providers are bound by confidentiality agreements and are required to comply with Australian privacy standards.

  • Legal Requirements: We are required to disclose information by law (e.g., a subpoena or court order).

  • Consent: You have explicitly consented to the disclosure.

6. International Data Transfers

As we operate in Australia, your data is primarily stored on servers located in Australia. If we utilize third-party hosting or email services with servers overseas (e.g., in the US or Europe), we take reasonable steps to ensure those entities protect your information in accordance with the Australian Privacy Principles.

7. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. This includes encryption during transmission (SSL/TLS) and secure storage of databases. However, no method of transmission over the internet is 100% secure.

8. Your Rights

Under the Privacy Act 1988 (Cth), you have the right to:

  • Access: Request a copy of the personal information we hold about you.

  • Correction: Request correction of any inaccurate or out-of-date information.

  • Opt-out (Unsubscribe): You can unsubscribe from our email list at any time by clicking the "Unsubscribe" link at the bottom of every email we send.

To exercise these rights, please contact us at lonesharkfinanceapp [a] gmail [.] com

9. Children's Privacy

Our subscription service is not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected data from a child without parental consent, we will take steps to delete that information.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will notify you of any significant changes by posting the new policy on this page and updating the "Last Updated" date.

11. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us at:

  • Email: lonesharkfinanceapp [a] gmail [.] com